📈SIP Calculator
Calculate SIP mutual fund returns with compounding.
🆓 Free🔒 Secure⚡ Instant📱 Mobile-friendly🚫 No signup
Calculate SIP returns online for free. Find maturity value and total gains from monthly investments.
Total Invested₹600,000
Estimated Returns₹561,695
Maturity Value₹1,161,695
Returns are estimated based on a fixed rate. Actual mutual fund returns may vary.
How to Use SIP Calculator — Step by Step
- 1Enter the monthly SIP amount and expected annual return rate
- 2Enter the investment duration in years
- 3Click 'Calculate' — total invested amount, estimated returns, and maturity value are shown
- 4View a year-by-year growth chart for your SIP investment
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Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (usually monthly) into a mutual fund. It harnesses the power of compounding and rupee cost averaging.
What return rate should I enter?
Indian equity mutual funds have historically returned 12-15% per year over long periods. Use 10-12% for a conservative long-term estimate.
Can I calculate lumpsum investment instead of SIP?
Yes. Enter 0 as the monthly SIP amount and add a lumpsum amount to see how a one-time investment grows over time.
Is it free?
Yes.